PaisaDukan, a solely owned marketplace of BigWin Infotech Private Limited
has come into existence as a matchmaker between the Borrowers and
Investors. At PaisaDukan, a borrower can get a hassle-free unsecured loan
without visiting any physical location. At the same time, an investor can direct
funds towards this high potential financial instrument to earn a higher risk
adjusted return.
PaisaDukan handles the servicing of the loan on behalf of matched borrowers
and investors. We are the convenience providers and enable the same by
integrating technology from around the world. It gives the power button in the
hands of our valued customers, who in turn can act upon once they accept
the mutually agreed terms. We believe in transferring maximum benefits to
our customers. We are achieving it by changing the game of monopoly in the
credit market, not maintaining our balance sheets, which results in no income
on the interest between two parties, providing legal and recovery support,
evaluating credit risk by a proprietary of algorithm of generating credit score
for each of the loan projects, providing loans for all legal age groups as well
as all loan requirements.
Our operations are very similar to any other P2P operators in India but we
differ in our approach to perform those operations. We value our customers
and keep their interest first. In addition to this, we follow a futuristic approach
of enhancing the existing convenience by leveraging artificial intelligence and
machine learning to price credit and automate the borrowing process in
coming time.
Since we understand the systematic risk that is involved at the customers’
end, at PaisaDukan, we strive to provide a highly secured customer
experience with our completely transparent, hassle free, simple to use digital
platform for all your borrowing and investment needs.
Being an ethical and virtuous P2P lending platform we are responsibly abiding
by our philosophy of, “Right Money to Right Money”.